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Temperatura perceputa sau aparenta reprezinta temperatura de afara resimtita la nivelul corpului si este influentata de combinatia dintre temperatura aerului, umiditatea relativa, radiatia solara si viteza vantului. Iarna un vant puternic si/sau o umiditatea crescuta fac ca temperatura aparenta sa fie mai mica decat temperatura aerului.Not known Fa
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Large insurers have chances to broaden their business model by creating on their own scale and talent pros to deliver cross-field services possibly as enablers (one example is, Syncier) or as producers in B2B2C options (one example is, Swiss Re subsidiary iptiQ or Zurich’s bancassurance collaboration with Deutsche Bank).Compared with recent marke
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