Temperatura perceputa sau aparenta reprezinta temperatura de afara resimtita la nivelul corpului si este influentata de combinatia dintre temperatura aerului, umiditatea relativa, radiatia solara si viteza vantului. Iarna un vant puternic si/sau o umiditatea crescuta fac ca temperatura aparenta sa fie mai mica decat temperatura aerului.
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Lockton's motivation to swift sector entry completely complements Kanopi’s agile technological know-how, permitting us to rework complex insurance processes into streamlined, consumer-friendly digital journeys for the finish purchaser.”
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Our System and collaborative purposes deliver Each and every purchaser’s distinctive check out of chance persistently throughout exposure administration features so clientele may make much more knowledgeable hazard administration conclusions with larger accuracy, effectiveness, and self-assurance.
Moody's supports monetary and accounting managers as well as their teams by serving to satisfy their analytic and compliance wants for regulatory and general public reporting requirements plus the associated inside analysis and choice building. Our solution suite enables end users to venture view the story upcoming income flows, estimate actuarial liabilities and property, assess profitability, and generate regulatory reporting for Solvency II, Canadian LICAT, U.
Our suite of applications covers actuarial and chance modeling, asset-legal responsibility management, pure disaster modeling, financial investment portfolio administration, underwriting portfolio administration, and funds adequacy measurement and reporting. These tools assist you assess the suitable danger factors under several scenarios for use in procedures throughout the insurance price chain such as pricing and underwriting, hazard mitigation and solvency, and capital management.
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